Trusted Mobile Platform
Launched in October 2004, the
Trusted Mobile Platform has defined a set of hardware and software components
that can be constructed to build devices offering different levels of security.
Trusted Mobile Platform builds on well-established, strong security techniques
and applies them to the hardware and software architectures to define a trusted
execution environment that protects the device at boot time and during runtime.
Content Rights Management group
Intel, mm02, Nokia, Panasonic, RealNetworks,
Samsung and Warner Bros. Studios launched a licensing and
compliance framework called Content Management License Administrator (CMLA)
in February 2004. This body was formed to address necessary
business concerns and enable the rapid delivery of high-quality digital
content to mobile handsets and other devices that deploy
The OMA deals with Digital Rights Management and other
is Visa International's new global specification that ensures the security of Internet payments made over mobile phones.
Developed in conjunction with some 15 major industry players, the specification is part of Visa Authenticated Payment, a comprehensive e-commerce program designed to ensure safe and secure online payment transactions. The Mobile 3-D Secure specification extends payment authentication initiatives into mobile commerce, enabling Visa card issuers to validate the identity of their cardholders in real time. It ensures that payment data sent over open networks is not compromised and allows consumers to actively protect their Visa accounts from unauthorized use when shopping on-line over mobile devices.
Simpay is the mobile payment scheme founded by
Orange, Telefónica Móviles, T-Mobile and Vodafone. It launched its first
product, which will focus on low value payments under ten euros in
The Mobey Forum brings together the
substantial expertise of the world's leading on-line financial institutions and
the leading companies in mobile Internet technologies such as Wireless
Application Protocol (WAP).
The leading mobile phone manufacturers,
Ericsson, Motorola and Nokia, acknowledge that the Mobey Forum will play a
valuable part in the development of online wireless financial services.
The recently announced Mobile Electronic Transactions
initiative (MeT) between the three leading phone
manufacturers will support development in this crucial area of m-commerce.
·See MeT Draft Specification
There is also Fundamo, an
initiative backed by Sanlam, which has developed the capability to deliver a
working mobile payment solution to cellular networks using existing Phase 2+
compliant technology. This means the Fundamo solution can be used on both WAP
handsets as well as Phase 2+ compliant handsets (most of the cell phones sold
Then there is Radicchio, a new
global initiative to define a standard security platform for mobile e-commerce
using Wireless PKI (Public Key Infrastructure). Mobile
commerce on WAP-phones is likely to be secured by Java and Wireless
Identity Modules (WIMs)
There is also the SAT (SIM
Application Toolkit) initiative, part of the ETSI/SMG standard for
Value Added Services and m-commerce using GSM phones to do the
transactions. You will be able to check your bank account and pay bills
using your SIM Toolkit-enabled phone with an appropriate SIM
Toolkit-specific SIM card which will provide much of the intelligence to
conclude a transaction over GSM.
Also look out for the Wireless
Internet Gateway (WIG) which gives WAP
and SIM Application Toolkit (SAT) terminals access to WML-based applications. It
brings WAP to legacy terminals via SMS and supports end-to-end security, push
and location-based services. A SIM-based WML browser not only lets a GSM
operator deliver web-style content to the current large installed base of mobile
phone subscribers, but it offers increased security inherent in the SIM´s Smart
is an initiative between leading companies in the mobile marketplace to make
mobile digital signatures. The consortium aims to develop a uniform
application interface as the de-facto standard for the integration of the mobile
phone into the Internet world and to use the mobile phone for implementing
mobile digital signatures.
The MEST (Mobile Electronic Signature) Consortium is an
association of companies active in the internet and mobile phone sectors. Its
objective is to develop a secure and universal application infrastructure
capable of employing mobile digital signatures.